Lake Santee

One of Indiana's finest lake developments

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Property Owners Association

Lake Santee Information Totem Pole

  • Name of development: Lake Santee Subdivision.
  • Operated by: Lake Santee Property Owners Association, Inc.
  • Name of developing company: American Realty Corporation.
  • Lake Santee was developed in 1964 and 1965.
  • A Property Owners Association was formed in the name of Lake Santee Property Owners Association, Inc. in 1965 and is a not-for-profit corporation. The Lake, roads, access areas and recreational areas are the property of the Association.
  • Lake Santee Property Owners Association, Inc. is operated by an elected nine member Board of Directors, a Lake Manager, two administrative specialists, four security officers, a maintenance supervisor and crew of three, a lab tech, a custodian, and a trash/recycle center attendant.
  • The subdivision consists of 1,256 acres, which completely surrounds the Lake, located in Decatur County, with the exception of 39 acres located in Franklin County.
  • There are approximately 1,682 lots in the Lake Santee Subdivision.
  • The Lake is approximately 250 acres in size and has 5 to 5.5 miles of shoreline. The depth at the dam is approximately 30 feet and has an average depth of 15 feet.  The Lake is approximately 2 miles in length and up to 1/2 mile in width and is fed by the Right Hand Fork of Salt Creek.
  • The dam is 1,000 feet long and 48 feet high, and has a concrete spillway 150 feet in width.
  • The development has a main beach 1,000 feet long and a secondary beach 200 feet in length located on the east side of the Lake.
  • There are eleven lake access areas for use by all members, as well as numerous off shore recreation areas.
  • Members dues are $25.00, plus assessments as determined annually by the Board of Directors. The total current annual dues and assessments for a family membership is $670.00.  If you own more than one lot, you will be charged a “multiple lot assessment”, which is 10% of the total dues & assessment or $67.00 for each additional lot.
  • There are currently approximately 559 homes, with over 60% being full time residences.
  • All lots in the subdivision are to be used strictly for residential purposes, except where noted on the plat maps.
  • Dockside Bar and Grill is open 7 days a week & is located next to the office. Full menu & bar with daily specials & breakfast served Sat-Sun.
  • Lake Santee Marina is a privately owned business and provides full service located at the south end of the Lake, near the dam.
  • Amenities include picnic areas, tennis court, beach volleyball, basketball court, 2 beaches, a community room for Club functions (which can also be rented for private functions), an amphitheater at the main beach and of course the Lake and related activities.
  • The Lake is stocked annually with various fish as they become available. It is an excellent fishing Lake with large mouth bass, small mouth bass, wiper bass, walleye, black crappie, blue gill, catfish and others.
  • Skiing is permitted in designated areas of the Lake.
  • A monthly magazine, the SMOKE SIGNALS, is published by the Booster Club and mailed to all members.
  • Active organizations at Lake Santee include the Women’s Club, Booster Club, Friends of Wildlife, Ski Club, Book Club, Bass Club and the Kiwanis.
  • Santee Drive is the main road, which circles the Lake and is paved 18 feet in width with a 70 feet right-of-way. The secondary roads are all-weather stone, chip and seal, or asphalt millings approximately 15 feet wide with a 60 feet right-of-way.
  • Fire protection is provided by the Clarksburg Community Volunteer Fire Department located in nearby Clarksburg with a substation located at Lake Santee, ISO Public Protection Classification 8B/10.
  • Decatur County Community Schools, which includes North Decatur Elementary School and North Decatur High School, serves the community and are located 10 miles from Lake Santee at the corner of State Road 3 and County Road 300 North. Bus service is provided on Santee Drive.
  • The electric supplier for the majority of lots is Decatur County REMC, Greensburg, IN.; and Rush-Shelby Energy, Rushville, IN. for the Franklin County lots.
  • Telephone & DSL service is provided to the Lake Santee Subdivision by Frontier Communications. Fiber optics by Enhanced Telecommunications Corp providing telephone, high speed internet, tv, cellular phone and security. 4G wireless and cellular phone by Verizon Wireless.
  • An ATM provided by First Financial Bank is located in the main parking lot.
  • US Postal Service provides service to mailboxes located on Santee Drive and a secure outgoing mailbox is located in the main parking lot next to the ATM.
  • Plans for all homes, home additions, out buildings and docks are subject to approval by the Association, and must conform to the deed restrictions and all applicable rules and regulations. County permits are also required on all structures.
  • A central water supply system furnishes water to all properties.  It is owned and operated by the Lake Santee Regional Waste & Water District. There is an annual charge of $65.16 per membership for water availability, for non-users.  Users of water are on a monthly-metered rate, the minimum charge being $54.27, plus $3.56 per 1,000 gallons of water. Water tap fees are $1,100 if no bore is required; $1,500 if a bore is required
  • Sewer service is available to all lots.  The Lake Santee Regional Waste & Water District provides service.  Monthly rates are $45.58 minimum per month plus $3.53 per 1000 gallons passing the water meter. More information regarding rates and connection charges are available at the office.   New connections must pay a connection charge, plus the cost of materials and installation of the new sewer grinder station and related equipment.  Minimum estimated cost for the connection will be at least $8,000.
  • Houses must have a minimum of 900 SF of living space on the first floor.
  • All structures must comply with the following set back requirements:
    • 50 feet from the Lakes normal shoreline
    • 30 feet from all road right-of-ways
    • 10 feet from all adjoining property lines
  • A home must be built before any other structure, except that a boat dock may be placed on the property.
  • Tent camping or use of camping trailers is prohibited by the land restrictions. The use of motor homes is permissible on a limited basis.

Updated 01/28/2019

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